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Three of the most common exclusions of a normal buildings insurance are as follows:
1.) If the property is un-occupied from the start date of the policy, the risk is unacceptable.
Therefore we strongly recommend that if your property is vacant, the correct insurance is arranged. Basic cover can be purchased from this website for this situation and a number of insurers offer full cover whilst the property is vacant.2.) If the property becomes “let” to a tenant during the policy period of insurance, the policy should be cancelled and suitable Landlords Insurance should be arranged. 3.) If the property should be vacant for 30 days or more, cover under the policy becomes very restrictive and claims such as “escape of water” and “malicious damage” are excluded. Please click here for an immediate quote on “Un-Occupied” Property Insurance. |
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